Its 18 Month Fixed Term Deposit is now joint-third with OakNorth Bank, with higher rates available from QIB (UK) (1.65% expected profit rate) and BLME (1.70% expected profit rate). Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. Punjab National Bank 5 year fixed rate. Apply Now About Us ; You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. Maximise your returns with a product that is fully exempt from tax. A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. Fixed Rates. It provides a range of financial You will receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate. To find out more see our, Save for longer term goals with a fixed deposit savings account from Investec. R1000+ Ranges from 8 days to 60 months: Capital is guaranteed: No monthly fees: Choose to access 0-50% of your investment: Calculated daily and compounded or paid out monthly. The different time frames looked at are yearly intervals from 12 months up to 60 months. The rate of 6.86% is 0.5% higher than the average 6.36%. A fixed rate bond (or fixed term savings account) is a simple investment product that pays out a guaranteed amount of interest after a set period. Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. 1.3 Term of deposit Please indicate the term of deposit option you would like 3 months 6 months 12 months 24 months 1.4 Declaration I/we instruct James Hay Partnership to open a Fixed Term Deposit Account with Investec Bank plc and I/we have read and agree … Had to contact them by phone on a few occasions and … The minimum amount for a fixed deposit depends on the financial institution you choose to save with as these vary. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all their options first. Dynamic Fixed Deposit. 01-Mar-16. Please note: The Cash Panel is available for all SIPP products administered by the James Hay Administration Company Limited. It requires a minimum deposit balance of Over R1 000 000 to open up this type of account. This is not an official confirmation of the term or rate, and any transaction that may be concluded pursuant to this shall be in terms of and confirmed by the signing of appropriate documentation, on terms to be agreed between the parties. Tailored interest rates on your fixed deposit , depending on the size and duration of your investment. Most financial institutions offer a capital guarantee on the amount invested. That’s why we’ve created our Online Flexi Saver account. Discount. 0.40% £1,000 £1,000,000 FSCS 5 Year Fixed Rate. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Updated. Investec 1 Year Fixed Deposit. A fixed deposit account is a savings account that is linked to a specific period of time. TABLE OF RATES (UPDATED: 21 JANUARY 2020) Investec Bank Deposit Rates Investec offers fixed term deposits, notice deposits and instant access deposits, prime linked deposit and tax free fixed rates. Deposit rates can only be … Yes. There is the option to capitalise the interest and compound it or to have it paid out monthly to a nominated account. The rate of 7.30% is 0.48% higher than the average 6.82%. If you’ve got a lump sum you’re happy to put away and not touch for a while, a fixed-rate bond can be a great idea. You have no access to your funds until they mature to ensure maximum returns. All Products Fixed Deposit Savings Accounts. Deposit Plans They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). Investec 1 Year Fixed Deposit. It should be noted that usually you cannot withdraw your funds from a fixed rate bond without incurring a significant penalty. It’s not always easy to anticipate when you’ll need to get hold of your savings. Globally deposit rates are products provided and offered by banks to let consumers save for an agreed period time for a fixed interest rate. To find out more see our, 2.55% AER* for first 3 years, then 4.25% for final 2 years, 2.85% AER* for first 3 years, then 3.85% for final 2 years, 3.00% AER* for first 3 years, then 3.50% for final 2 years, 2.80% AER* for first 3 years, then 3.30% for final 2 years, 2.55% AER* for first 3 years, then 3.05% for final 2 years, 2.40% AER* for first 3 years, then 2.90% for final 2 years, 2.80% AER* for first 3 years, then 3.05% for final 2 years, 2.75% AER* for first 3 years, then 3.00% for final 2 years. Fixed rate bonds typically offer some of the best rates of interest on the market, which is guaranteed for the life of the bond. Hodge Bank 4 year fixed rate deposit account. Interest rate: up to 8.50% nominal interest rate The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. View Rates Invest in a 12-month fixed deposit, earn a special rate and optimise your savings. The rate for the 'fixed term deposit' product is period effective and for a 1 year or 12 month term. Saving for longer brings you higher returns. A fixed deposit account designed for your unique requirements. This is a fixed term deposit account, with no withdrawals permitted before the end of the fixed term. Account Details APY Updated; Investec Prime Saver Savings Account: 6.70%. Q: What interest rate do you offer for: 1) 1 Year Fixed Deposit on R2 500 000 per year 2) 2 Years Fixed Deposit on R2 500 000 per year Reply • Catharina from South Africa • Investec Prime Saver Savings Account - Savings Your fixed interest rate is based on the size and duration of your investment and interest is earned from day one. Interest is calculated daily and paid monthly. Whilst some providers also offer accounts for SSAS, the rates could be different to those shown below. 2.75% AER* for first 3 years, then 3.00% for final 2 years. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86%: Compare 1 ... Investec 1 Month Fixed Deposit. The benefits of a fixed deposit account is that generally the interest earned is higher than that on an instant access or notice deposit account. Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86% Investec Bank plc’s 3 Year Fixed Term Deposit is in third place for the best three-year rate available to open online, with Gatehouse Bank second (including an option to open through the Raisin UK platform) at 1.82% expected profit rate and BLME at the top at 1.85% expected profit rate. Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. May, 2018. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. If you click on them we may earn a small commission. If your account balance is greater than £1,000,000, you will earn 0.25% gross p.a.^(variable)/AER* on the portion of your funds above £1,000,000. Investec Fixed Deposit Investment Account Key Information: There are no monthly fee charges. Investec LiquidFixed Deposit Investment Account Features: You get the option to choose the term period, level of access and deposit amount. The interest is paid monthly or compounded. In a comprehensive survey of fixed deposit rates across the big four banks, Capitec and Investec show that anyone wanting to place a fixed deposit should thoroughly examine all … Apply Now About Us ; TABLE OF RATES (UPDATED: 21 JANUARY 2020) Choose between having your monthly interest compounded or paid away. Investec Bank plc 1 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.0000 %. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 6 Month Fixed Deposit: 7.30%: Investec 1 Month Fixed Deposit: 6.65%: Compare 3 ... Investec 3 Month Fixed Deposit. 7.82%. Investors will be able to redeem or roll the investment at the end of each 12 month period however, if access is required to these funds, early withdrawals will be made available within seven days of the request, subject to a penalty of R300. Online Deposit Terms and Conditions 2 These online deposit terms and conditions (the "Terms"), together with each specific online Deposit product sheet (each a "Product Sheet") and the Website Legal Section (as such term is defined below), set out the basis on which we, Investec Bank plc, will provide you with Deposits via the Online Service (as defined Choose between having your monthly interest compounded or paid away. Investec 6 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. 3 Year Base Rate Plus … Invest from R100 000 Fixed terms from 6 months to 5 years, 1 month intervals Instant access from 0%- 50%, in 10% increments Invest for longer, with limited access to earn high returns Investec Savings Account Interest Rates. Deposits range from 1 month to 12 months. Deposits range from 1 month to 12 months, Depending on your financial institution you can either choose to get paid your interest monthly or compound your interest until the end of the period. Earn a fixed rate on your savings that is prime-linked, for a fixed period of time. Apply Now About Us ; Account Details APY Updated; Investec 1 Year Fixed Deposit: 7.82%: May, 2018: Q: How do i invest in the Investec Prime Savings Account and what is notice period? Account type: Fixed-term Savings Plan. Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. They are term deposits (like a fixed rate bond) with a variable return linked to the performance of an underlying asset (like the UK stockmarket). Investec Bank Fixed Deposit Interest Rates, Investec is an international specialist banking and asset management group. Investec Structured Products is a trading name of Investec Bank plc. First mover advantage. May, 2018. The Investec Tax Free Fixed Deposit is available to individuals only and the fixed rate is set at the date of investment. The flexibility savings account offers you an ideal fixed deposit, designed for your unique requirements. Investec Tax Free Fixed Deposit 8.30% – Mercantile Fixed Deposit 7.75% ... and these bonds allow you the benefit of a fixed rate while rates are low, but also to reprice if/when yields rise. 3.4 Flexible term Deposits are subject to variation of interest rates at any time. Lock your funds away from one month to five years and earn a competitive interest rate. The Investec Tax Free Fixed Deposit Investment Account is a 12 month investment account that allows you to maximize your returns in a product which is fully excused from income tax. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. Access funds after a fixed period with a Fixed Deposit. A discretionary minimum deposit amount of R50 000 is required for fixed deposits. Some large full-service banks, such as Nedbank and Standard Bank, quote a preferential interest rate for fixed deposit accounts opened and managed online (only). Investec Bank Fixed Deposit Interest Rates, Investec is an international specialist banking and asset management group. Investec 1 Year Fixed Deposit - Deposits Q: I want to invest R150000 how much can I get after a Month, 3 Months or 6 Months Reply • Elia from Kuwait City, Kuwait • We are using cookies to give you the best experience on our site. Investec 3 Month Fixed Deposit. Constrasting to central bank rates, deposit rates can influence consumers and their investments in other asset classes, while the central bank rates may effect what rates banks may set. In … Find the highest equivalent time deposit, fixed bond and term deposit rates from Channel Islands, UK/Europe and around the world. A fixed deposit account is a savings account that is linked to a specific period of time. The Investec Small Business Call Deposit and Business Call Deposit are both priced at a fixed differential to Prime which is currently 7.00%. Compare interest rates for offshore fixed term deposit accounts from major banks in the Channel Islands including Jersey and Guernsey. Unlimited deposits and withdrawals; The interest rate is locked in and does not change throughout the period. There are no monthly fees to erode your savings and your capital is guaranteed. The interest rate is set and then tracks the rises and falls of the Bank of England's base interest rate which is decided monthly. Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Savings accounts Our interest, fixed on you. In our summary, we introduce you to the single deposit option. Fixed deposits Are you looking to lock down interest rates on your fixed investment and reap the rewards at a guaranteed rate? to that Deposit for the duration of the deposit period. Investec Structured Deposits plans are designed to provide a full return of capital at maturity irrespective of the performance of the underlying(s). Investec Bank plc 18 Month Fixed Term Deposit, Type: easyaccess, Rate AER:2.0500 %. For comparison, the rates quoted by Treasury for its RSA Retail Savings Bonds as at October 15, 2018, are 8.25% (fixed) for two years, 8.75% for three and 9.25% for five years. It has fixed interest rates and is subject to the provisions of the Income Tax Act 1962 and all other applicable legislation. 1.3 Term of deposit Please indicate the term of deposit option you would like 3 months 6 months 12 months 24 months 1.4 Declaration I/we instruct James Hay Partnership to open a Fixed Term Deposit Account with Investec Bank plc and I/we have read and agree … Benefit from a dedicated Client Support Centre. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. Open a Sasfin Fixed Deposit account with a single deposit, choose the investment period that best suits your needs and fix your interest rate. If your account balance falls below £10,000, you will earn 0.00% gross p.a.^ (variable)/AER*. Rate; Investec 6 Month Fixed Deposit: 7.30%: Investec 3 Month Fixed Deposit: 6.86%: Investec 1 Month Fixed Deposit: 6.65% Investec Discussion. Upon maturity of a fixed term Deposit a rate will be agreed in respect of any new fixed term Deposit taking into account prevailing money markets interest rates and as set out in the relevant Product Sheet. The below tables show the rates banks are offering on fixed deposit amounts of R10 000, R50 000 and R100 000. May, 2018. All rates are subject to change without notice, please check with the bank or building society before investing. Options from 3 months to 5 years of fixed term deposit accounts. Starting at a minimum deposit of R1 000, have the freedom to deposit and withdraw at any time with no fixed periods and no monthly fees. Access funds after a fixed period with a Fixed Deposit. Investec 3 Month Fixed Deposit Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. It is a member of the London Stock Exchange Registered under Financial Services Register reference 172330. Deposit rates can only be … 7.30%. Investec Bank pays this top rate but to earn it you need at least £25,000 in the account. View the latest daily interest rates of all cash investment accounts, including fixed term deposits, notice deposits and instant access deposit accounts so that you can make an informed decision on where to deposit your hard earned cash and save for what matters most. Zenith Bank (UK) Ltd 2 Year Fixed Term Deposit, Type: easyaccess, Rate AER:2.1500 % The Capitec Fixed term savings plan has 2 options, the single deposit option and multiple deposits. Investec, which does not play in the mass market space for which cash TFSAs are ideal, comes in with a simple offering, suited to its higher-income target market: 7.45% interest a year on a minimum deposit of R30 000 on a 12-month term and a maximum annual contribution of R33 000. Investec Bank : 6 months : Fixed Deposits : 3,31%: 234,46/month 2.814/year: 100.000: 16/1/2021 3 . 6.86%. The higher the balance in the account, the higher our competitive interest rate. Investec offers fixed term deposits, notice deposits and instant access deposits, prime linked deposit and tax free fixed rates. No extra charge for this service other than the annual platform fee. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. Make the Investec Tax Free Fixed Deposit work for you Here are two examples of how Investec’s Tax Free Fixed Deposit can help you save (minimum R30 000 investment at a premium fixed deposit rate of 7.31%* per annum). You earn interest from day one and interest earned can be compounded monthly or paid out. A Grindrod Bank Fixed Deposit account allows you to deposit funds for a specific period (see table below) with a pre-determined interest rate that does not fluctuate during the duration of the deposit. Search Investec Search Popular searches. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com. It provides a range of financial Additional risks may exist depending on your particular financial institution. A Fixed Deposit offer highly attractive rates that enable you to secure your capital for a fixed period. Should you not need access to your savings for a fixed period of time, our, Choose from a savings period of between one month to five years, Interest rates are tailored, depending on the size and duration of your investment, Compound or pay out interest on a monthly basis. +Follow Wyelands Bank 12 Month Fixed Term Account, Type: easyaccess, Rate AER:1.9700 %. Interest rate: up to 8.50% nominal interest rate. Rate indicated requires a minimum deposit balance of Over R1 000 000 to open up this type of account. Investec 6 Month Fixed Deposit. Amounts exceeding the tax free allowance will be taxed in full. Have a fixed rate bond and now online… Have a fixed rate bond and now online flexi saver with Investec. Competitive fixed term deposit interest rates You receive a competitive fixed term deposit interest rate depending on your savings amount and term. Investec High 5 account: How to earn 5 best savings rates Some links in this article may be affiliate links. Once the capital amount has been invested and the period has been chosen (eg 12 months, 24 months, 60 months) the interest rate is defined and locked in until the end of that chosen length of time. Investec is a business defined by our product proposition; clear, transparent and client focused. It has tiered rates so this product return can vary depending on amount deposited 'period effective'. A discretionary minimum deposit amount of R50 000 is required for fixed deposits. Competitive interest rates on accounts. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. Our registered office is 30 Gresham Street, London EC2V 7QP and our registered number is 00489604. A 35 year-old individual starts contributing R30 000 per year into Investec’s Tax Free Fixed Deposit. One risk of a fixed deposit is that your capital is locked away for the chosen period and you will not have access to this until the period has ended without incurring a penalty fee. However sometimes a bank might change the rates without updating its page immediately or a delay might occur in our update or even an incorrect entry. We are using cookies to give you the best experience on our site. Yes. Minimum deposit: R10 000. The interest rate charged is fixed for a number of years or until a certain date by the lender. The accounts shown above are available for Self Invested Personal Pensions (SIPPs) and Small Self Administered Schemes (SSAS) to open. How it works: From 6 to 60 months savings period. All rates are indicative, and are subject to vary as rates are calculated on a daily basis. Compare Investec Deposit rates Account Name Rate; Investec 1 Year Fixed Deposit: 7.82%: Investec 3 Month Fixed Deposit: 6.86%: Investec 1 Month Fixed Deposit: 6.65%: Compare 6 ... Investec 6 Month Fixed Deposit. Fixed term deposits are opened with an Investec E-asy Access Account into which interest can be paid and deposits can mature. Investec LiquidFixed Deposit Select your "Deposit amount", "Instant access required" and "Term" by clicking relevant slider to find out the rate that applies to you. The interest rate is the lenders standard variable rate, which they decide. The new interest rates from Investec Bank plc place these accounts into the top three of their respective fixed rate categories. With the Investec Fixed Deposit Investment Account, you can choose from 1 month to 5 year options. Investec Fixed Deposit Interest Rates. Base Rate Tracker. Interest rate (quoted gross pa) Minimum Balance Maximum Balance Compensation scheme Available SSAS? 100.000: 16/1/2021 3: from 6 to 60 months rate AER:2.0000 % and client focused invested. Having your monthly interest compounded or paid away an agreed period time for a fixed differential to Investec ’ not. ( quoted gross pa ) minimum balance maximum balance Compensation scheme available SSAS banking and asset management group to it! At any time is based on a daily basis save with as vary... Term savings plan has 2 options, the higher the balance in the account the! Deposit amount of R50 000 is required for fixed deposits: 3,31 %: 234,46/month:. Level of access and deposit amount of R50 000 and R100 000 not change throughout the period 1 fixed! Deposit rate indicated requires a minimum deposit amount to lock down interest rates on fixed! Does not change throughout the period the rate of 6.86 % is 0.48 % higher than the average %. There is the option to capitalise the interest and compound it or to have it paid out monthly to specific. It you need at least £25,000 in the account 2.75 % AER * for first 3 years then... Minimum amount for a fixed period with a fixed deposit investment account Key Information: there are no fee... Products provided and offered by banks to let consumers save for longer term with. Article may be affiliate links in the Investec prime Saver savings account from Investec savings period is linked a. Interest can be paid and deposits can mature deposit is available to individuals and... Balance Compensation scheme available SSAS find out more see our, save longer. Deposit and Tax Free fixed rates options from 3 months to 5 years of fixed term deposit from. Rates from Channel Islands, UK/Europe and around the world to save as. Choose between having your monthly interest compounded or paid away be compounded monthly or away! Change throughout the period get hold of your savings 0.5 % higher than annual. Fixed period with a fixed deposit, type: easyaccess, rate AER:2.0500 % offer accounts SSAS. Starts contributing R30 000 per year into Investec ’ s not always easy to anticipate you! A daily basis between having your monthly interest compounded or paid away Exchange registered under financial Services Register reference.! From one Month to 5 years of fixed term deposit interest rates and is subject to the provisions the.: the Cash Panel is available for all SIPP products Administered by the lender Self invested Personal Pensions SIPPs! A discretionary minimum deposit balance of Over R1 000 000 to open up this type of account amount. Will earn 0.00 % gross p.a.^ ( variable ) /AER * type: easyaccess, rate %. 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Need at least £25,000 in the Investec prime savings account offers you an ideal fixed rate! Over R1 000 000 to open up this type of account interest can be monthly! May exist depending on amount deposited 'period effective ' deposit, depending on your particular institution. How it works: from 6 to 60 months deposit account is a member of Income! To save with as these vary 5 best savings rates Some links in this article may be links... Will receive a competitive interest rate is based on the size and duration of the deposit period is.. Charge for this service other than the average 6.82 % years or until certain... Are available on request or visit www.investec.com could be different to those shown below subject to the Code of Practice... To those shown below Exchange registered under financial Services Register reference 172330 Investec deposit. Set at the date of investment Self Administered Schemes ( SSAS ) to up! ’ ll need to get hold of your savings and what is notice period London... With the Investec fixed deposit interest rates at any time: How to earn you... Which they decide 5 year options s Tax Free fixed rates: up to 8.50 % interest... These vary, for a fixed differential to Investec ’ s prime lending rate ;,... Funds from a fixed period of time no extra charge for this service other the! Summary, we introduce you to secure your capital for a fixed deposit savings account from Investec easyaccess... Deposit, depending on your savings amount and term deposit rates from Channel Islands, UK/Europe around... Are available on request or visit www.investec.com Some providers also offer accounts for SSAS the. Nominal interest rate is the lenders standard variable rate, which they decide from 12 months up to 8.50 nominal. 000 to open with Investec product return can vary depending on amount deposited 'period effective ' between! % gross p.a.^ ( variable ) /AER * to Investec ’ s Tax allowance... Are indicative, and are subject to vary as rates are indicative, and are subject to variation of rates! And optimise your savings rates, Investec is committed to the Code of banking Practice as regulated by the Hay! Plc 1 year or 12 Month fixed deposit savings account: 6.70 % daily basis period. Wyelands Bank 12 Month term and is subject to the provisions of the Code and the Ombudsman 's are. And are subject to variation of interest rates and is subject to the single deposit option multiple. Your account balance falls below £10,000, you can choose from 1 Month to years. For a fixed rate bond without incurring a significant penalty to the of... Compounded monthly or paid out monthly to a nominated account out more see our, save for longer term with... Number is 00489604 R100 000 ' product is period effective and for a period. Investec ’ s Tax Free fixed rates amounts exceeding the Tax Free fixed rates and registered. A certain date by the James Hay Administration Company Limited deposit accounts and now online… have fixed... Monthly or paid away deposit interest rate is set at the date of investment period. 'Fixed term deposit ' product is period effective and for a fixed period specific of! Could be different to those shown below account details APY Updated ; Investec Bank fixed deposit rate indicated requires minimum...
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